:root {
    --gold: #8B6914;
    --gold-light: #A67C1A;
    --gold-pale: #D4A843;
    --dark: #1C2B3A;
    --dark-2: #F4F5F7;
    --dark-3: #EBEDF0;
    --dark-4: #DDE0E5;
    --text: #1A2535;
    --text-muted: #546578;
    --white: #FFFFFF;
    --border: rgba(28,43,58,0.12);
  }

  *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

  html { scroll-behavior: smooth; }

  body {
    background: #FAFAFA;
    color: var(--text);
    font-family: 'DM Sans', sans-serif;
    font-weight: 300;
    overflow-x: hidden;
  }


  /* ── NAV ── */
  nav {
    position: fixed; top: 0; left: 0; right: 0; z-index: 9999;
    display: flex; align-items: center; justify-content: space-between;
    padding: 0 4rem;
    height: 68px;
    background: rgba(255,255,255,0.97);
    backdrop-filter: blur(16px);
    border-bottom: 1px solid var(--border);
    box-shadow: 0 1px 12px rgba(28,43,58,0.08);
  }
  .nav-logo {
    font-family: 'Cormorant Garamond', serif;
    font-size: 1.45rem; font-weight: 500;
    color: var(--gold-light); letter-spacing: 0.06em;
    cursor: pointer; text-decoration: none;
  }
  .nav-logo span { color: var(--text); font-weight: 300; }

  .nav-links {
    display: flex; align-items: center; gap: 2.5rem;
    list-style: none; margin: 0; padding: 0;
  }
  .nav-links > li > a {
    color: var(--text);
    text-decoration: none;
    font-size: 0.7rem;
    letter-spacing: 0.15em;
    text-transform: uppercase;
    transition: color 0.2s;
    cursor: pointer;
    display: block;
  }
  .nav-links > li > a:hover { color: var(--gold-light); }

  /* DROPDOWN */
  .nav-dropdown { position: relative; }
  .nav-dropdown > a { user-select: none; }
  .dropdown-menu {
    display: none;
    position: absolute; top: calc(100% + 1px); left: 0;
    background: #FFFFFF;
    border: 1px solid var(--border);
    box-shadow: 0 8px 24px rgba(28,43,58,0.12);
    min-width: 240px;
    padding: 0.4rem 0;
    z-index: 1001;
  }
  .nav-dropdown:hover .dropdown-menu,
  .nav-dropdown:focus-within .dropdown-menu,
  .nav-dropdown.open .dropdown-menu { display: block; }
  .dropdown-menu a {
    display: block; padding: 0.7rem 1.4rem;
    color: var(--text); font-size: 0.7rem;
    text-transform: uppercase; letter-spacing: 0.1em;
    text-decoration: none;
    transition: all 0.15s; cursor: pointer;
    border-bottom: 1px solid rgba(28,43,58,0.06);
    white-space: nowrap;
  }
  .dropdown-menu a:last-child { border-bottom: none; }
  .dropdown-menu a:hover { color: var(--gold-light); background: rgba(184,150,12,0.04); padding-left: 1.8rem; }

  /* CTA button */
  .nav-cta {
    background: transparent !important;
    border: 1px solid var(--gold) !important;
    color: var(--gold-light) !important;
    padding: 0.45rem 1.3rem !important;
    font-size: 0.68rem !important;
    letter-spacing: 0.16em !important;
    transition: all 0.2s !important;
  }
  .nav-cta:hover { background: var(--gold) !important; color: #fff !important; }

  /* HAMBURGER */
  .hamburger {
    display: none;
    flex-direction: column;
    gap: 5px; cursor: pointer; padding: 8px 4px;
    background: none; border: none;
    position: relative; z-index: 10001;
    align-items: center; justify-content: center;
  }
  .hamburger span { display: block; width: 24px; height: 2px; background: var(--text); transition: 0.3s; border-radius: 1px; }
  .hamburger.active span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
  .hamburger.active span:nth-child(2) { opacity: 0; }
  .hamburger.active span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

  /* PAGE SECTIONS */
  .page { display: none; position: relative; }
  .page.active { display: block; position: relative; }

  /* HERO */
  .hero {
    min-height: 100vh;
    display: flex; flex-direction: column; justify-content: center;
    padding: 9rem 4rem 4rem;
    position: relative;
    overflow: hidden;
  }
  .hero::before {
    content: '';
    position: absolute; inset: 0;
    background:
      radial-gradient(ellipse 60% 50% at 70% 50%, rgba(154,125,40,0.06) 0%, transparent 70%),
      radial-gradient(ellipse 40% 60% at 10% 80%, rgba(154,125,40,0.04) 0%, transparent 60%);
  }
  .hero-grid-lines {
    position: absolute; inset: 0; pointer-events: none;
    background-image:
      linear-gradient(rgba(28,43,58,0.04) 1px, transparent 1px),
      linear-gradient(90deg, rgba(28,43,58,0.04) 1px, transparent 1px);
    background-size: 80px 80px;
    mask-image: radial-gradient(ellipse at center, black 30%, transparent 80%);
  }
  .hero-eyebrow {
    font-size: 0.68rem; letter-spacing: 0.3em; text-transform: uppercase;
    color: var(--gold-pale); margin-bottom: 1.5rem;
    display: flex; align-items: center; gap: 1rem;
  }
  .hero-eyebrow::before { content: ''; display: block; width: 40px; height: 1px; background: var(--gold-pale); }
  .hero-stats { border-top: 1px solid rgba(255,255,255,0.15); }
  .hero-title {
    font-family: 'Cormorant Garamond', serif;
    font-size: clamp(3rem, 6vw, 6rem);
    font-weight: 300;
    line-height: 1.05;
    letter-spacing: -0.01em;
    max-width: 800px;
    margin-bottom: 2rem; color: #FFFFFF;
  }
  .hero-title em { font-style: italic; color: var(--gold-light); }
  .hero-subtitle {
    font-size: 0.9rem; line-height: 1.8; color: rgba(255,255,255,0.65);
    max-width: 520px; margin-bottom: 3rem; font-weight: 300;
  }
  .hero-actions { display: flex; gap: 1.2rem; flex-wrap: wrap; }
  .btn-primary {
    background: var(--gold-light);
    color: #FFFFFF;
    border: none;
    padding: 1rem 2.4rem;
    font-family: 'DM Sans', sans-serif;
    font-size: 0.72rem; font-weight: 600;
    letter-spacing: 0.18em; text-transform: uppercase;
    cursor: pointer; transition: all 0.25s;
    text-decoration: none; display: inline-block;
  }
  .btn-primary:hover { background: var(--gold); transform: translateY(-1px); }
  .btn-outline {
    background: transparent;
    color: var(--dark);
    border: 1px solid rgba(28,43,58,0.25);
    padding: 1rem 2.4rem;
    font-family: 'DM Sans', sans-serif;
    font-size: 0.72rem; font-weight: 400;
    letter-spacing: 0.18em; text-transform: uppercase;
    cursor: pointer; transition: all 0.25s;
    text-decoration: none; display: inline-block;
  }
  .btn-outline:hover { border-color: var(--gold); color: var(--gold-light); }

  .hero-stats {
    display: flex; gap: 4rem; margin-top: 5rem;
    border-top: 1px solid var(--border); padding-top: 3rem;
  }
  .stat-item { }
  .stat-number {
    font-family: 'Cormorant Garamond', serif;
    font-size: 2.8rem; font-weight: 300;
    color: var(--gold-pale); line-height: 1;
  }
  .stat-label { font-size: 0.68rem; letter-spacing: 0.2em; text-transform: uppercase; color: rgba(255,255,255,0.55); margin-top: 0.4rem; }

  /* SERVICES GRID on homepage */
  .section {
    padding: 6rem 4rem;
    position: relative;
  }
  .section-eyebrow {
    font-size: 0.65rem; letter-spacing: 0.3em; text-transform: uppercase;
    color: var(--gold); margin-bottom: 1rem;
    display: flex; align-items: center; gap: 0.8rem;
  }
  .section-eyebrow::before { content: ''; display: block; width: 28px; height: 1px; background: var(--gold); }
  .section-title {
    font-family: 'Cormorant Garamond', serif;
    font-size: clamp(2rem, 4vw, 3.4rem);
    font-weight: 300; line-height: 1.1;
    margin-bottom: 1rem; color: var(--text);
  }
  .section-title em { font-style: italic; color: var(--gold-light); }
  .section-lead {
    font-size: 0.88rem; line-height: 1.8; color: var(--text-muted);
    max-width: 560px; margin-bottom: 3.5rem;
  }

  .services-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1px; background: var(--border); }
  .service-card {
    background: var(--dark-2);
    padding: 3rem;
    transition: background 0.3s;
    cursor: pointer;
    position: relative;
    overflow: hidden;
  }
  .service-card::after {
    content: '';
    position: absolute; bottom: 0; left: 0;
    width: 0; height: 2px;
    background: var(--gold);
    transition: width 0.4s;
  }
  .service-card:hover { background: var(--dark-3); }
  .service-card:hover::after { width: 100%; }
  .service-number {
    font-family: 'Cormorant Garamond', serif;
    font-size: 3rem; font-weight: 300;
    color: rgba(184,150,12,0.15);
    line-height: 1; margin-bottom: 1.5rem;
  }
  .service-card h3 {
    font-family: 'Cormorant Garamond', serif;
    font-size: 1.5rem; font-weight: 400;
    margin-bottom: 0.8rem; color: var(--text);
  }
  .service-card p { font-size: 0.82rem; line-height: 1.7; color: var(--text-muted); }
  .service-link {
    display: inline-flex; align-items: center; gap: 0.5rem;
    margin-top: 1.5rem;
    font-size: 0.68rem; letter-spacing: 0.15em; text-transform: uppercase;
    color: var(--gold); cursor: pointer;
    transition: gap 0.2s;
  }
  .service-link:hover { gap: 0.8rem; }

  /* ABOUT SECTION */
  .about-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 6rem; align-items: center; }
  .about-image-block { position: relative; }
  .about-img-placeholder {
    width: 100%; aspect-ratio: 4/5;
    background: linear-gradient(135deg, var(--dark-3) 0%, var(--dark-4) 100%); color: var(--gold-light);
    border: 1px solid var(--border);
    display: flex; align-items: center; justify-content: center;
    position: relative; overflow: hidden;
  }
  .about-img-placeholder img {
    width: 100%; height: 100%; object-fit: cover; opacity: 0.7;
  }
  .about-badge {
    position: absolute; bottom: -1.5rem; right: -1.5rem;
    background: var(--gold);
    color: var(--dark);
    padding: 2rem;
    font-family: 'Cormorant Garamond', serif;
    text-align: center;
  }
  .about-badge strong { display: block; font-size: 2.4rem; font-weight: 600; line-height: 1; }
  .about-badge span { font-size: 0.7rem; letter-spacing: 0.1em; }
  .about-list { list-style: none; margin-top: 2rem; }
  .about-list li {
    padding: 0.8rem 0;
    border-bottom: 1px solid var(--border);
    font-size: 0.82rem; color: var(--text-muted);
    display: flex; align-items: center; gap: 0.8rem;
  }
  .about-list li::before { content: '◆'; color: var(--gold); font-size: 0.4rem; }

  /* TESTIMONIALS */
  .testimonials-bg { background: var(--dark-2); }
  .testimonials-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; }
  .testimonial-card {
    background: var(--dark-3);
    border: 1px solid var(--border);
    padding: 2.5rem;
    position: relative;
  }
  .quote-mark {
    font-family: 'Cormorant Garamond', serif;
    font-size: 4rem; line-height: 0.8;
    color: var(--gold); opacity: 0.4;
    margin-bottom: 1rem;
  }
  .testimonial-card p { font-size: 0.84rem; line-height: 1.8; color: var(--text-muted); font-style: italic; }
  .testimonial-author { margin-top: 1.5rem; }
  .testimonial-author strong { display: block; font-size: 0.82rem; color: var(--text); font-weight: 500; }
  .testimonial-author span { font-size: 0.72rem; color: var(--gold); letter-spacing: 0.05em; }

  /* NEWSLETTER / CTA STRIP */
  .cta-strip {
    background: var(--gold);
    padding: 4rem;
    display: flex; align-items: center; justify-content: space-between; gap: 2rem; flex-wrap: wrap;
  }
  .cta-strip h2 {
    font-family: 'Cormorant Garamond', serif;
    font-size: 2rem; font-weight: 400;
    color: var(--dark);
  }
  .newsletter-form { display: flex; gap: 0; flex: 0 0 auto; }
  .newsletter-input {
    padding: 0.9rem 1.5rem;
    background: rgba(0,0,0,0.15);
    border: 1px solid rgba(0,0,0,0.2);
    border-right: none;
    color: var(--dark);
    font-family: 'DM Sans', sans-serif;
    font-size: 0.8rem;
    min-width: 280px;
    outline: none;
  }
  .newsletter-input::placeholder { color: rgba(0,0,0,0.5); }
  .newsletter-btn {
    padding: 0.9rem 1.8rem;
    background: var(--dark);
    color: var(--gold-light);
    border: 1px solid var(--dark);
    font-family: 'DM Sans', sans-serif;
    font-size: 0.72rem; font-weight: 600;
    letter-spacing: 0.15em; text-transform: uppercase;
    cursor: pointer; transition: all 0.2s;
  }
  .newsletter-btn:hover { background: var(--dark-3); }

  /* FOOTER */
  footer {
    background: var(--dark);
    border-top: 1px solid var(--border);
    padding: 4rem;
    display: grid; grid-template-columns: 2fr 1fr 1fr 1.5fr; gap: 4rem;
  }
  .footer-brand {}
  .footer-logo {
    font-family: 'Cormorant Garamond', serif;
    font-size: 1.6rem; font-weight: 500;
    color: var(--gold-light);
    margin-bottom: 1rem; display: block;
  }
  .footer-desc { font-size: 0.8rem; line-height: 1.8; color: var(--text-muted); }
  .footer-col h4 {
    font-size: 0.65rem; letter-spacing: 0.2em; text-transform: uppercase;
    color: var(--gold); margin-bottom: 1.5rem;
  }
  .footer-col ul { list-style: none; }
  .footer-col li { margin-bottom: 0.6rem; }
  .footer-col a {
    color: var(--text-muted); font-size: 0.8rem;
    text-decoration: none; transition: color 0.2s; cursor: pointer;
  }
  .footer-col a:hover { color: var(--gold-light); }
  .footer-contact p { font-size: 0.8rem; line-height: 1.8; color: var(--text-muted); }
  .footer-contact a { color: var(--gold); text-decoration: none; }
  .footer-bottom {
    border-top: 1px solid var(--border);
    padding: 1.5rem 4rem;
    display: flex; justify-content: space-between; align-items: center;
    font-size: 0.72rem; color: var(--text-muted);
  }

  /* SERVICE PAGES */
  .page-hero {
    min-height: 45vh;
    display: flex; flex-direction: column; justify-content: flex-end;
    padding: 9rem 4rem 4rem;
    background: linear-gradient(135deg, #1C2B3A 0%, #243447 60%, #2C3E52 100%);
    border-bottom: 1px solid rgba(255,255,255,0.1);
    position: relative; overflow: hidden;
  }
  .page-hero::before {
    content: '';
    position: absolute; inset: 0;
    background: radial-gradient(ellipse 60% 80% at 80% 50%, rgba(184,150,12,0.06) 0%, transparent 60%);
  }
  .page-hero-tag {
    font-size: 0.65rem; letter-spacing: 0.3em; text-transform: uppercase;
    color: var(--gold); margin-bottom: 1rem;
    display: flex; align-items: center; gap: 0.8rem;
  }
  .page-hero-tag::before { content: ''; display: block; width: 28px; height: 1px; background: var(--gold); }
  .page-hero h1 {
    font-family: 'Cormorant Garamond', serif;
    font-size: clamp(2.4rem, 4.5vw, 4.5rem);
    font-weight: 300; line-height: 1.1; max-width: 720px; color: #FFFFFF;
  }
  .page-hero p {
    font-size: 0.92rem; line-height: 1.8; color: rgba(255,255,255,0.7);
    max-width: 640px; margin-top: 1.2rem;
  }

  .content-section { padding: 5rem 4rem; }
  .two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 4rem; }
  .three-col { display: grid; grid-template-columns: repeat(3, 1fr); gap: 2rem; }

  .process-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; background: var(--border); margin-top: 3rem; }
  .process-step {
    background: var(--dark-2);
    padding: 2.5rem;
    position: relative;
  }
  .process-step-num {
    font-family: 'Cormorant Garamond', serif;
    font-size: 0.8rem; letter-spacing: 0.1em;
    color: var(--gold); margin-bottom: 1rem;
    display: flex; align-items: center; gap: 0.6rem;
  }
  .process-step-num::after { content: ''; display: block; width: 20px; height: 1px; background: var(--gold); }
  .process-step h3 { font-family: 'Cormorant Garamond', serif; font-size: 1.2rem; font-weight: 400; margin-bottom: 0.6rem; }
  .process-step p { font-size: 0.8rem; line-height: 1.7; color: var(--text-muted); }

  /* TEAM PAGE */
  .team-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 2rem; margin-top: 3rem; }
  .team-card {
    background: var(--dark-2);
    border: 1px solid var(--border);
    overflow: hidden;
    transition: border-color 0.3s;
  }
  .team-card:hover { border-color: var(--gold); }
  .team-img {
    width: 100%; aspect-ratio: 1/1; overflow: hidden;
    background: var(--dark-3);
    display: flex; align-items: center; justify-content: center;
    position: relative;
  }
  .team-img img { width: 100%; height: 100%; object-fit: cover; filter: grayscale(20%); transition: 0.4s; }
  .team-card:hover .team-img img { filter: grayscale(0); transform: scale(1.03); }
  .team-avatar {
    width: 100%; height: 100%;
    display: flex; flex-direction: column; align-items: center; justify-content: center;
    background: linear-gradient(135deg, var(--dark-3) 0%, var(--dark-4) 100%); color: var(--gold-light);
    position: relative;
  }
  .team-avatar::before {
    content: '';
    position: absolute; inset: 0;
    background: radial-gradient(ellipse at 60% 30%, rgba(184,150,12,0.08) 0%, transparent 70%);
  }
  .team-avatar-initials {
    font-family: 'Cormorant Garamond', serif;
    font-size: 3.5rem; font-weight: 300;
    color: var(--gold-light);
    line-height: 1; z-index: 1;
    letter-spacing: 0.05em;
  }
  .team-avatar-bar {
    width: 40px; height: 2px;
    background: var(--gold);
    margin-top: 1rem; z-index: 1;
  }
  .team-info { padding: 1.8rem; }
  .team-info h3 {
    font-family: 'Cormorant Garamond', serif;
    font-size: 1.4rem; font-weight: 400; margin-bottom: 0.3rem; color: var(--text);
  }
  .team-role { font-size: 0.68rem; letter-spacing: 0.15em; text-transform: uppercase; color: var(--gold); margin-bottom: 0.5rem; }
  .team-creds { font-size: 0.78rem; color: var(--text-muted); }
  .team-linkedin {
    display: inline-flex; align-items: center; gap: 0.4rem;
    margin-top: 1rem; font-size: 0.68rem; letter-spacing: 0.1em; text-transform: uppercase;
    color: var(--text-muted); text-decoration: none; transition: color 0.2s;
  }
  .team-linkedin:hover { color: var(--gold-light); }

  /* CONTACT PAGE */
  .contact-layout { display: grid; grid-template-columns: 1fr 1.4fr; gap: 5rem; }
  .contact-info p { font-size: 0.85rem; line-height: 1.9; color: var(--text-muted); margin-bottom: 2.5rem; }
  .contact-detail { margin-bottom: 1.5rem; }
  .contact-detail label { font-size: 0.62rem; letter-spacing: 0.2em; text-transform: uppercase; color: var(--gold); display: block; margin-bottom: 0.4rem; }
  .contact-detail p { font-size: 0.85rem; color: var(--text); margin: 0; }
  .contact-detail a { color: var(--gold-light); text-decoration: none; }

  .contact-form { }
  .form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; margin-bottom: 1rem; }
  .form-field { display: flex; flex-direction: column; gap: 0.4rem; margin-bottom: 1rem; }
  .form-field label { font-size: 0.65rem; letter-spacing: 0.15em; text-transform: uppercase; color: var(--text-muted); }
  .form-field input, .form-field textarea {
    background: var(--dark-2);
    border: 1px solid var(--border);
    color: var(--text);
    padding: 0.9rem 1.2rem;
    font-family: 'DM Sans', sans-serif;
    font-size: 0.85rem;
    outline: none;
    transition: border-color 0.2s;
    width: 100%;
  }
  .form-field input:focus, .form-field textarea:focus { border-color: var(--gold); }
  .form-field textarea { height: 120px; resize: vertical; }

  /* Ticker */
  .ticker {
    background: var(--gold);
    padding: 0.6rem 0;
    overflow: hidden;
    white-space: nowrap;
  }
  .ticker-inner {
    display: inline-flex; gap: 3rem;
    animation: ticker-scroll 20s linear infinite;
  }
  .ticker span {
    font-size: 0.7rem; letter-spacing: 0.2em; text-transform: uppercase;
    color: var(--dark); font-weight: 600;
  }
  .ticker-sep { color: rgba(0,0,0,0.3); }
  @keyframes ticker-scroll { 0%{transform:translateX(0)} 100%{transform:translateX(-50%)} }

  /* Raising Funds page specific */
  .funds-card {
    background: var(--dark-2);
    border: 1px solid var(--border);
    padding: 2.5rem;
    margin-bottom: 1.5rem;
    display: grid; grid-template-columns: 1fr 1.6fr; gap: 2rem; align-items: start;
    transition: border-color 0.3s;
  }
  .funds-card:hover { border-color: var(--gold); }
  .funds-card-head h3 {
    font-family: 'Cormorant Garamond', serif;
    font-size: 1.5rem; font-weight: 400; margin-bottom: 0.3rem;
  }
  .funds-card-head span { font-size: 0.68rem; letter-spacing: 0.15em; text-transform: uppercase; color: var(--gold); }
  .funds-card-body p { font-size: 0.84rem; line-height: 1.8; color: var(--text-muted); }

  /* Strategic advisory cards */
  .advisory-card {
    background: var(--dark-2); border: 1px solid var(--border);
    padding: 2.5rem; margin-bottom: 1.5rem; transition: border-color 0.3s;
  }
  .advisory-card:hover { border-color: var(--gold); }
  .advisory-card h3 {
    font-family: 'Cormorant Garamond', serif;
    font-size: 1.4rem; font-weight: 400; margin-bottom: 0.8rem;
    color: var(--text);
  }
  .advisory-card p { font-size: 0.84rem; line-height: 1.8; color: var(--text-muted); }

  /* Divider */
  .gold-divider { width: 60px; height: 2px; background: var(--gold); margin: 2rem 0; }

  /* MOBILE */
  
  /* ════════════════════════════════════════════════
     MOBILE RESPONSIVE — max-width: 768px
  ════════════════════════════════════════════════ */
  

  /* ── EXTRA SMALL (≤ 420px) ── */
  


  /* Animations */
  @keyframes pulse { 0%,100%{opacity:1;transform:scale(1)} 50%{opacity:0.5;transform:scale(1.4)} }
  @keyframes ticker-scroll { 0%{transform:translateX(0)} 100%{transform:translateX(-50%)} }
  @keyframes fadeUp { from { opacity:0; transform:translateY(30px); } to { opacity:1; transform:translateY(0); } }
  .fade-up { animation: fadeUp 0.7s ease both; }
  .fade-up-1 { animation-delay: 0.1s; }
  .fade-up-2 { animation-delay: 0.25s; }
  .fade-up-3 { animation-delay: 0.4s; }
  .fade-up-4 { animation-delay: 0.55s; }
  .fade-up-5 { animation-delay: 0.7s; }

  /* ── SERVICE PAGE SHARED ── */
  .sp-hero .sp-heading, .sp-hero h1, .sp-hero h2 { color: #FFFFFF !important; }
  .sp-hero .sp-eyebrow { color: var(--gold-pale) !important; }
  .sp-hero h1 { color: #FFFFFF; }
  .sp-hero {
    min-height: 52vh; padding: 8rem 4rem 4rem;
    display: flex; flex-direction: column; justify-content: flex-end;
    position: relative; overflow: hidden;
    background: linear-gradient(135deg, #1C2B3A 0%, #243447 60%, #2C3E52 100%);
    border-bottom: 1px solid rgba(255,255,255,0.1);
  }
  .sp-hero-bg {
    position: absolute; inset: 0; pointer-events: none;
    background:
      radial-gradient(ellipse 55% 70% at 90% 40%, rgba(184,150,12,0.07) 0%, transparent 65%),
      radial-gradient(ellipse 30% 50% at 5% 90%, rgba(184,150,12,0.04) 0%, transparent 55%);
  }
  .sp-hero-grid {
    position: absolute; inset: 0; pointer-events: none;
    background-image: linear-gradient(rgba(28,43,58,0.04) 1px, transparent 1px),
                      linear-gradient(90deg, rgba(28,43,58,0.04) 1px, transparent 1px);
    background-size: 60px 60px;
    mask-image: radial-gradient(ellipse at 80% 50%, black 20%, transparent 75%);
  }
  .sp-tag {
    font-size: 0.6rem; letter-spacing: 0.3em; text-transform: uppercase;
    color: var(--gold-pale); margin-bottom: 1rem; display: flex; align-items: center; gap: 0.8rem;
  }
  .sp-tag::before { content:''; display:block; width:28px; height:1px; background:var(--gold); }
  .sp-hero h1 {
    font-family: 'Cormorant Garamond', serif;
    font-size: clamp(2.6rem, 5vw, 5rem); font-weight: 300; line-height: 1.05;
    max-width: 800px; margin-bottom: 1.2rem;
  }
  .sp-hero h1 em { font-style: italic; color: var(--gold-light); }
  .sp-hero-sub {
    font-size: 0.9rem; line-height: 1.8; color: rgba(255,255,255,0.7); max-width: 600px;
  }
  .sp-section { padding: 5rem 4rem; }
  .sp-section-alt { padding: 5rem 4rem; background: var(--dark-2); border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); }
  .sp-eyebrow {
    font-size: 0.6rem; letter-spacing: 0.28em; text-transform: uppercase;
    color: var(--gold); margin-bottom: 0.9rem; display: flex; align-items: center; gap: 0.8rem;
  }
  .sp-eyebrow::before { content:''; display:block; width:22px; height:1px; background:var(--gold); }
  .sp-heading {
    font-family: 'Cormorant Garamond', serif;
    font-size: clamp(1.9rem, 3.2vw, 3rem); font-weight: 300; line-height: 1.1;
    margin-bottom: 1rem; color: var(--text);
  }
  .sp-heading em { font-style: italic; color: var(--gold-light); }
  .sp-lead { font-size: 0.86rem; line-height: 1.9; color: var(--text-muted); max-width: 580px; margin-bottom: 3rem; }
  .split-dark .sp-lead, .split-dark p { color: rgba(255,255,255,0.7); }
  .split-dark .sp-eyebrow { color: var(--gold-pale); }
  .split-dark .sp-eyebrow::before { background: var(--gold-pale); }
  .split-dark h2, .split-dark .sp-heading { color: #FFFFFF; }
  .split-dark .check-list li { color: rgba(255,255,255,0.75); border-bottom-color: rgba(255,255,255,0.1); }
  .split-dark .check-list li::before { color: var(--gold-pale); }
  .split-dark .about-list li { color: rgba(255,255,255,0.75); border-bottom-color: rgba(255,255,255,0.1); }
  .sp-gold-bar { width: 48px; height: 2px; background: var(--gold); margin: 1.5rem 0; }
  .sp-two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 4rem; align-items: start; }
  .sp-three-col { display: grid; grid-template-columns: repeat(3,1fr); gap: 1.5rem; }
  .sp-btn-primary {
    display: inline-block; background: var(--gold-light); color: #FFFFFF;
    padding: 0.9rem 2.2rem; font-family: 'DM Sans', sans-serif;
    font-size: 0.7rem; font-weight: 500; letter-spacing: 0.18em; text-transform: uppercase;
    border: none; cursor: pointer; transition: all 0.25s; text-decoration: none;
  }
  .sp-btn-primary:hover { background: var(--gold); transform: translateY(-2px); }
  .sp-btn-ghost {
    display: inline-block; background: transparent; color: var(--text-muted);
    padding: 0.9rem 2.2rem; font-family: 'DM Sans', sans-serif;
    font-size: 0.7rem; font-weight: 400; letter-spacing: 0.18em; text-transform: uppercase;
    border: 1px solid rgba(232,220,200,0.2); cursor: pointer; transition: all 0.25s; text-decoration: none;
  }
  .sp-btn-ghost:hover { border-color: var(--gold); color: var(--gold-light); }
  /* feature card */
  .feat-card {
    background: var(--dark-3); border: 1px solid var(--border);
    padding: 2.2rem; transition: border-color 0.3s, transform 0.3s;
  }
  .feat-card:hover { border-color: var(--gold); transform: translateY(-3px); }
  .feat-icon {
    width: 42px; height: 42px; border: 1px solid var(--gold);
    display: flex; align-items: center; justify-content: center;
    font-family: 'Cormorant Garamond', serif; font-size: 1.2rem; color: var(--gold-light);
    margin-bottom: 1.2rem;
  }
  .feat-card h3 { font-family: 'Cormorant Garamond', serif; font-size: 1.2rem; font-weight: 400; margin-bottom: 0.6rem; color: var(--text); }
  .feat-card p { font-size: 0.8rem; line-height: 1.75; color: var(--text-muted); }
  /* process step */
  .proc-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 1px; background: var(--border); margin-top: 2.5rem; }
  .proc-step { background: var(--dark-2); padding: 2.2rem; position: relative; }
  .proc-step-hl { background: var(--dark) !important; }
  .proc-num { font-size: 0.58rem; letter-spacing: 0.16em; text-transform: uppercase; color: var(--gold); margin-bottom: 0.8rem; display: flex; align-items: center; gap: 0.5rem; }
  .proc-num::after { content:''; display:block; width:16px; height:1px; background:var(--gold); }
  .proc-step-hl .proc-num { color: rgba(255,255,255,0.7) !important; }
  .proc-step-hl .proc-num::after { background: rgba(255,255,255,0.5) !important; }
  .proc-step h4 { font-family: 'Cormorant Garamond', serif; font-size: 1.15rem; font-weight: 400; margin-bottom: 0.5rem; color: var(--text); }
  .proc-step-hl h4 { color: #FFFFFF !important; }
  .proc-step p { font-size: 0.78rem; line-height: 1.7; color: var(--text-muted); }
  .proc-step-hl p { color: rgba(255,255,255,0.7) !important; }
  /* stat strip */
  .stat-strip { display: flex; border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); }
  .stat-strip-item { flex: 1; padding: 2.5rem 2rem; border-right: 1px solid var(--border); text-align: center; }
  .stat-strip-item:last-child { border-right: none; }
  .stat-strip-num { font-family: 'Cormorant Garamond', serif; font-size: 2.8rem; font-weight: 300; color: var(--gold-light); line-height: 1; }
  .stat-strip-lbl { font-size: 0.62rem; letter-spacing: 0.16em; text-transform: uppercase; color: var(--text-muted); margin-top: 0.4rem; }
  /* checklist */
  .check-list { list-style: none; }
  .check-list li {
    padding: 0.9rem 0; border-bottom: 1px solid var(--border);
    display: flex; gap: 1rem; align-items: flex-start;
    font-size: 0.84rem; color: var(--text-muted); line-height: 1.7;
  }
  .split-dark .check-list li { color: rgba(255,255,255,0.8); border-bottom-color: rgba(255,255,255,0.12); }
  .split-dark .check-list li::before { color: var(--gold-pale); }
  .check-list li:last-child { border-bottom: none; }
  .check-list li::before { content: '◆'; color: var(--gold); font-size: 0.4rem; flex-shrink: 0; margin-top: 0.5rem; }
  /* info box */
  .info-box { background: var(--dark-3); border: 1px solid var(--border); padding: 2.5rem; color: var(--text); }
  .info-box-gold { background: rgba(184,150,12,0.05); border: 1px solid var(--gold); padding: 2.5rem; color: var(--text); }
  /* two-tone split */
  .split-section { display: grid; grid-template-columns: 1fr 1fr; min-height: 420px; }
  .split-dark { background: var(--dark); padding: 4rem; display: flex; flex-direction: column; justify-content: center; }
  .split-alt { background: var(--dark-2); border-left: 1px solid var(--border); padding: 4rem; display: flex; flex-direction: column; justify-content: center; }
  /* numbered list */
  .num-list { list-style: none; counter-reset: nl; }
  .num-list li { counter-increment: nl; padding: 1.1rem 0; border-bottom: 1px solid var(--border); display: flex; gap: 1.2rem; align-items: flex-start; font-size: 0.84rem; color: var(--text-muted); line-height: 1.7; }
  .split-dark .num-list li { color: rgba(255,255,255,0.8); border-bottom-color: rgba(255,255,255,0.12); }
  .num-list li:last-child { border-bottom: none; }
  .num-list li::before { content: counter(nl, decimal-leading-zero); font-family: 'Cormorant Garamond', serif; font-size: 1.2rem; color: var(--gold-light); flex-shrink: 0; line-height: 1; min-width: 28px; }
  /* mobile */
  


  /* TAB BAR */
  .tab-bar-row button {
    min-height: 44px;
    font-family: 'DM Sans', sans-serif;
  }
  




  /* ── FOOTER DARK NAVY ── */
  footer[style*="background:#1C2B3A"],
  footer[style*="background:#1C2B3A"] * { color: rgba(255,255,255,0.65) !important; }
  footer[style*="background:#1C2B3A"] h4 { color: var(--gold-pale) !important; }
  footer[style*="background:#1C2B3A"] a { color: rgba(255,255,255,0.65) !important; }
  footer[style*="background:#1C2B3A"] a:hover { color: var(--gold-pale) !important; }
  footer[style*="background:#1C2B3A"] .f-logo { color: var(--gold-pale) !important; }
  footer[style*="background:#1C2B3A"] span.f-logo { color: var(--gold-pale) !important; }
  /* Footer bottom bar */
  [style*="background:#152234"] { color: rgba(255,255,255,0.4) !important; }
  [style*="background:#152234"] span { color: rgba(255,255,255,0.4) !important; }
  [style*="background:#0F1A26"] { color: rgba(255,255,255,0.4) !important; }
  [style*="background:#0F1A26"] span { color: rgba(255,255,255,0.4) !important; }

  /* ── DARK SECTION TEXT (var(--dark) = #1C2B3A navy bg) ── */
  .split-dark,
  .split-dark * { color: rgba(255,255,255,0.85); }
  .split-dark h1, .split-dark h2, .split-dark h3, .split-dark h4 { color: #FFFFFF; }
  .split-dark .sp-eyebrow { color: var(--gold-pale); }
  .split-dark .sp-eyebrow::before { background: var(--gold-pale); }
  .split-dark .sp-gold-bar { background: var(--gold-pale); }
  .split-dark .check-list li,
  .split-dark .num-list li,
  .split-dark .about-list li { border-bottom-color: rgba(255,255,255,0.1); }
  .split-dark a.sp-btn-primary { background: var(--gold-pale); color: #1C2B3A; }

  /* Proc-step on light bg */
  .proc-step { background: var(--dark-2); }
  .proc-step h4 { color: var(--text); }
  .proc-step p  { color: var(--text-muted); }
  .proc-step .proc-num { color: var(--gold); }

  /* Feat-card on light bg */
  .feat-card { background: var(--dark-3); }
  .feat-card h3 { color: var(--text); }
  .feat-card p  { color: var(--text-muted); }

  /* Advisory card on light bg */
  .advisory-card h3 { color: var(--text); }
  .advisory-card p  { color: var(--text-muted); }

  /* Info boxes on light bg */
  .info-box, .info-box-gold { color: var(--text); }
  .info-box p, .info-box-gold p { color: var(--text-muted); }

  /* Footer on dark navy */
  footer, [style*="background:#1C2B3A"] {
    background: #1C2B3A;
  }
  footer *, [style*="background:#1C2B3A"] * { color: rgba(255,255,255,0.65); }
  footer h4, [style*="background:#1C2B3A"] h4 { color: var(--gold-pale); }
  footer a, [style*="background:#1C2B3A"] a { color: rgba(255,255,255,0.65); }
  footer a:hover { color: var(--gold-pale); }
  footer .f-logo, [style*="padding:1.2rem 4rem"] { color: rgba(255,255,255,0.4); }

  /* ═══════════════════════════════════════════════════
     MOBILE — max-width 768px
  ═══════════════════════════════════════════════════ */
  @media screen and (max-width: 768px) {

    /* NAV */
    nav { padding: 0 1.2rem !important; height: 60px !important; }
    .nav-links { display: none !important; }
    .nav-links.open { display: flex !important; }
    .hamburger { display: flex !important; }
    .nav-logo { font-size: 1.2rem !important; }

    /* HERO */
    .hero { padding: 5rem 1.5rem 3rem !important; min-height: auto !important; }
    .hero-title { font-size: 2.1rem !important; }
    .hero-subtitle { font-size: 0.82rem !important; }
    .hero-stats { gap: 1.5rem !important; flex-wrap: wrap !important; padding-top: 2rem !important; margin-top: 2rem !important; }
    .stat-number { font-size: 2rem !important; }
    .hero-grid-lines, .sp-hero-grid, .sp-hero-bg { display: none !important; }
    .hero-actions { flex-direction: column !important; }
    .btn-primary, .btn-outline { width: 100% !important; text-align: center !important; box-sizing: border-box !important; display: block !important; }

    /* HOME SPLIT HERO */
    section[style*="min-height:100vh;display:grid;grid-template-columns:1fr 1fr"] {
      grid-template-columns: 1fr !important;
      min-height: auto !important;
      padding-top: 60px !important;
    }
    section[style*="min-height:100vh"] > div:first-child {
      padding: 3rem 1.5rem 2.5rem !important;
      border-right: none !important;
      border-bottom: 1px solid var(--border) !important;
    }
    section[style*="min-height:100vh"] > div:last-child { min-height: 480px; }

    /* TAB BAR (home hero right panel) */
    [style*="display:flex;border-bottom:1px solid var(--border);flex-shrink:0"] > button {
      font-size: 0.52rem !important;
      padding: 0.8rem 0.2rem !important;
      min-width: 0 !important;
    }
    [style*="flex:1;position:relative;overflow:hidden"] { min-height: 420px; }
    [id^="tab-"] { padding: 1.8rem 1.5rem !important; }
    .sp-btn-primary, .sp-btn-ghost { display: block !important; width: 100% !important; text-align: center !important; box-sizing: border-box !important; }

    /* SERVICES QUICK NAV */
    [style*="grid-template-columns:repeat(5,1fr)"] { grid-template-columns: 1fr 1fr !important; }
    [style*="grid-template-columns:repeat(5,1fr)"] > div { padding: 1.4rem 1rem !important; border-right: 1px solid var(--border) !important; border-bottom: 1px solid var(--border) !important; }

    /* HOME ABOUT */
    [style*="grid-template-columns:1.2fr 1fr"] { grid-template-columns: 1fr !important; }
    [style*="grid-template-columns:1.2fr 1fr;gap:5rem"] { padding: 3rem 1.5rem !important; gap: 2rem !important; }

    /* TRANSACTIONS */
    [style*="display:flex;align-items:flex-end;justify-content:space-between;margin-bottom:3.5rem"] {
      flex-direction: column !important; align-items: flex-start !important; gap: 0.8rem !important;
    }
    [style*="display:flex;align-items:flex-end;justify-content:space-between;margin-bottom:3.5rem"] > div:last-child {
      text-align: left !important; max-width: 100% !important;
    }
    [style*="grid-template-columns:repeat(3,1fr);gap:1.5rem;margin-bottom:3rem"] { grid-template-columns: 1fr !important; gap: 1rem !important; }
    [style*="grid-template-columns:repeat(4,1fr);gap:1px;background:var(--border)"] { grid-template-columns: 1fr 1fr !important; }

    /* ALL 3-COL GRIDS */
    [style*="grid-template-columns:repeat(3,1fr)"] { grid-template-columns: 1fr !important; gap: 0.8rem !important; background: transparent !important; }

    /* ALL 4-COL GRIDS */
    [style*="grid-template-columns:repeat(4,1fr)"] { grid-template-columns: 1fr 1fr !important; }

    /* ALL 2-COL GRIDS */
    [style*="grid-template-columns:1fr 1fr"] { grid-template-columns: 1fr !important; }
    [style*="grid-template-columns:1fr 1.4fr"] { grid-template-columns: 1fr !important; }
    [style*="grid-template-columns:1fr 1.6fr"] { grid-template-columns: 1fr !important; }
    [style*="grid-template-columns:2fr 1fr 1fr 1.4fr"] { grid-template-columns: 1fr 1fr !important; padding: 2.5rem 1.5rem !important; }

    /* FUNDING CARDS 220px */
    [style*="grid-template-columns:220px 1fr"] { grid-template-columns: 1fr !important; }
    [style*="grid-template-columns:220px 1fr"] > div:first-child { border-right: none !important; border-bottom: 1px solid var(--border) !important; padding: 1.5rem !important; }

    /* STRATEGIC 56px */
    [style*="grid-template-columns:56px 1fr"] { grid-template-columns: 1fr !important; }
    [style*="grid-template-columns:56px 1fr"] > div:first-child { min-height: 0 !important; padding: 0.9rem 1.5rem !important; }

    /* SPLIT SECTIONS */
    .split-section { grid-template-columns: 1fr !important; min-height: auto !important; }
    .split-dark, .split-alt { padding: 3rem 1.5rem !important; }
    .split-alt { border-left: none !important; border-top: 1px solid var(--border); }

    /* SERVICE PAGES */
    .sp-section, .sp-section-alt { padding: 3rem 1.5rem !important; }
    .sp-hero { padding: 6.5rem 1.5rem 2.5rem !important; min-height: auto !important; }
    .sp-hero h1 { font-size: 1.9rem !important; }
    .sp-two-col, .two-col { grid-template-columns: 1fr !important; gap: 2rem !important; }
    .sp-three-col, .three-col { grid-template-columns: 1fr !important; }
    .proc-grid { grid-template-columns: 1fr !important; }
    .proc-step { padding: 1.8rem 1.5rem !important; }
    .feat-card { padding: 1.6rem 1.5rem !important; }
    .stat-strip { flex-wrap: wrap !important; }
    .stat-strip-item { flex: 0 0 50% !important; border-right: none !important; border-bottom: 1px solid var(--border) !important; }
    .section { padding: 3rem 1.5rem !important; }
    .content-section { padding: 3rem 1.5rem !important; }
    .page-hero { padding: 6.5rem 1.5rem 2.5rem !important; min-height: auto !important; }
    .page-hero h1 { font-size: 1.9rem !important; }
    .sp-lead { max-width: 100% !important; }
    .section-title { font-size: 1.8rem !important; }

    /* IPO PAGE */
    #page-ipo .page-hero { padding: 6.5rem 1.5rem 2.5rem !important; }
    #page-ipo [style*="padding:3rem 4rem"] { padding: 2.5rem 1.5rem !important; }
    #page-ipo [style*="padding:5rem 4rem"] { padding: 2.5rem 1.5rem !important; }
    #page-ipo [style*="padding:6rem 4rem"] { padding: 2.5rem 1.5rem !important; }
    #page-ipo [style*="padding:4rem"] { padding: 2rem 1.5rem !important; }
    #page-ipo .content-section { padding: 2.5rem 1.5rem !important; }
    #page-ipo [style*="max-width:900px;margin:0 auto"] { padding: 0 !important; }
    #page-ipo [style*="grid-template-columns:1fr 1fr;gap:1.5rem"] { grid-template-columns: 1fr !important; }
    #page-ipo [style*="grid-template-columns:1fr 1fr;gap:4rem"] { grid-template-columns: 1fr !important; gap: 2rem !important; }
    #page-ipo [style*="display:flex;align-items:center;gap:1.5rem;margin-bottom:1.5rem"] { flex-wrap: wrap !important; gap: 0.8rem !important; }
    #page-ipo [style*="padding:6rem 4rem;text-align:center"] { padding: 3rem 1.5rem !important; }
    #page-ipo [style*="max-width:700px;margin-left:auto;margin-right:auto"] { font-size: 1.7rem !important; }
    #page-ipo .btn-primary, #page-ipo .btn-outline { display: block !important; width: 100% !important; text-align: center !important; box-sizing: border-box !important; margin-bottom: 0.8rem !important; }

    /* CTA STRIPS */
    [style*="padding:3rem 4rem;display:flex;align-items:center;justify-content:space-between"] {
      flex-direction: column !important; align-items: flex-start !important;
      padding: 2.5rem 1.5rem !important; gap: 1.5rem !important;
    }
    [style*="padding:3rem 4rem;display:flex;align-items:center;justify-content:space-between"] h2 { font-size: 1.4rem !important; }

    /* NEWSLETTER */
    [style*="display:flex;"] > input[type="email"] { width: 100% !important; min-width: 0 !important; }

    /* FOOTER */
    [style*="grid-template-columns:2fr 1fr 1fr 1.4fr"] { grid-template-columns: 1fr 1fr !important; padding: 2.5rem 1.5rem !important; gap: 2rem !important; }
    [style*="justify-content:space-between;font-size:0.68rem"] { flex-direction: column !important; text-align: center !important; padding: 1.2rem 1.5rem !important; gap: 0.4rem !important; }
    footer { grid-template-columns: 1fr 1fr !important; padding: 2.5rem 1.5rem !important; gap: 2rem !important; }

    /* CONTACT */
    .contact-layout { grid-template-columns: 1fr !important; }
    .form-row { grid-template-columns: 1fr !important; }

    /* TEAM */
    .team-grid { grid-template-columns: 1fr 1fr !important; gap: 1rem !important; }
    .testimonials-grid { grid-template-columns: 1fr !important; }

    /* GENERAL */
    body { overflow-x: hidden !important; }
    .page { overflow-x: hidden !important; }

    /* NEWSLETTER FORM MOBILE */
    [style*="min-width:260px"] { min-width: 0 !important; width: 100% !important; }
    [style*="min-width:240px"] { min-width: 0 !important; width: 100% !important; }
    [style*="display:flex;"] > input[type="email"],
    input[type="email"] { min-width: 0 !important; width: 100% !important; box-sizing: border-box !important; }
    [style*="display:flex;"] > button { width: 100% !important; }
    [style*="padding:3rem 4rem;display:flex;align-items:center;justify-content:space-between"] > div[style*="display:flex"] {
      flex-direction: column !important;
      width: 100% !important;
    }
    [style*="padding:3rem 4rem;display:flex;align-items:center;justify-content:space-between"] > div[style*="display:flex"] > input {
      border-right: 1px solid rgba(0,0,0,0.2) !important;
      border-bottom: none !important;
    }
  }

  /* ═══════════════════════════════════════════════════
     EXTRA SMALL — max-width 420px
  ═══════════════════════════════════════════════════ */
  @media screen and (max-width: 420px) {
    .hero-title { font-size: 1.8rem !important; }
    .sp-hero h1, .page-hero h1 { font-size: 1.6rem !important; }
    [style*="grid-template-columns:repeat(5,1fr)"] { grid-template-columns: 1fr !important; }
    [style*="grid-template-columns:repeat(4,1fr)"] { grid-template-columns: 1fr 1fr !important; }
    .stat-strip-item { flex: 0 0 100% !important; }
    .team-grid { grid-template-columns: 1fr !important; }
    footer, [style*="grid-template-columns:2fr 1fr 1fr 1.4fr"] { grid-template-columns: 1fr !important; }
  }